Talking to kids about Donald Trump

The 2016 Presidential race is something that has managed to turn into something very nasty. It is leaving kids, parents, and teachers watching in horror. With all the childish antics going on, this race is proving to be upsetting to many families across the nation. But exactly how should parents explain the debacle to their children?   Talking to [...]

Keeping the Faith During Financial Hardship

It isn't anything new that our economy nowadays is, for the most part, shot. Some days, it seems better than others, but in reality, if you aren't in "millionaire" status, money can get pretty tight. I know exactly how you feel, but eventually things will get better. All it takes is a little hard work, [...]

How I got my kid to save money

When I look back on my life, I think back about all the money I have earned and all the money I have wasted. What life would have been like if I had saved the majority of my money from my first jobs, from birthday presents…etc. I read the Warren Buffet book -- The Snowball -- [...]

Bringing Up The Idea of Classism to Your Children

Many might not be aware that there is a term for the discrimination against people who are in either a lower or higher "class" than you and your family, and that term is classism. Much like we look at the color of others skin or ethnicity, as unfortunate as that is to say, many people [...]

Explaining the concept of “Equal Pay” to children

Your children were once very young and innocent, but time has gone by and they are starting to grow up. You will find that your children will have many questions for you as they get older, and the answers that you have to give will not always be easy. There will be times when you [...]

Alternatives to Purchasing New Clothes for Your Child

Within a year, my daughter hit a growth spurt and outgrew not one, but 2 pairs of shoes, along with a number of outfits we had just purchased a few months ago. Sound familiar? Use these tips for getting around the expensive clothing dilemma.   Host a clothing swap Invite some of your mom friends [...]

Tips for Saving Money for Parents

As soon as you find out that you are going to be having a little one enter your home and your family, you realize just how expensive it can be to raise a child. The expenses seem to start right away, and it can be hard to keep up with all that you need to [...]

Advice for Parents Who Have Lost Their Job

It may be hard to swallow, even for the most humble of individuals, but life is always so unexpected in every aspect we face. Things break or don't quite go the way we planned, money can get tight, work can be hard to find, whatever it may be. One of the hardest situations to be [...]

Negative Interest Rates: When Saving Money Actually Costs You

Negative Interest Rates: Backwards Dealings Here's an article from the NY Times about the effects of negative interest rates. According to the article, negative interest rates have been affecting European and Asian countries as of late. A quote that struck me from the article: "The effects have been mixed: Negative rates on foreign debt have helped [...]

Term life insurance protects your family.

“Should I buy term or permanent life insurance?” That’s usually the first question most agents are asked when they meet with a new client. While permanent life insurance is often a better long-term value, there are times when term life insurance makes perfect sense. Let’s examine each of these circumstances more closely. If you are [...]